Glad you're okay, man. I did something similar when I had my learner's permit and my mom was riding with me. I accidentally hit the gas instead of the brake and nailed a guard rail (only at about 15mph), but she was pissed. It was in traffic and she just told me to get out, took the wheel, and we drove off. No insurance form necessary, officer, we'll just head on home if you don't mind.